Consultation Services Liability

Pharmacists Mutual Insurance Company offers broad professional liability coverage for your pharmacy, home health care and/or home medical equipment operations. 

Available for both the Businessowners Policy and Commercial Package Policy, our Home Health Care Consultation Services Liability endorsement provides coverage for professional advice or instructions provided by your employees.

The endorsement provides coverage for:

• A home health care professional employee, which includes a nurse, respiratory therapist, physical therapist, orthotist or other similar health care professional whose duties are supplemental to those of a professional licensed by law to prescribe medications; and
• A home health care services provider, which includes an orthotic fitter, CNA, oxygen technician or similar provider.

Home Health Care Consultation Services are defined as providing advice or instructions to your patient when such advice or instruction is a recognized duty of the home health care professional or home health care services provider employee.  Covered services include health screening activities.