Businessowners Package
The Businessowners Policy is developed specifically for the business owner, and is available for a number of eligible risks. It is a package policy that includes property, general liability and loss of income coverages.
The property covers both buildings and business personal property. Computer hardware and software are part of the business personal property coverage. The principal liability coverages include bodily injury, property damage, medical payments, products and completed work, fire legal liability and personal and advertising injury liability.
In response to the changing needs of the business owner, the policy coverage has been expanded and broadened in the areas of pharmacy professional liability, home health care liability, money and securities, and equipment breakdown coverage.
The following Professional Liability endorsements are available:
The policy can include optional coverages such as glass, signs, employee dishonesty, spoilage of refrigerated products, employee benefits liability and much more.
This is not a contract for coverage. Policy language controls.