Personal Insurance
Individual Pharmacist Professional Liability – the number of lawsuits against individual pharmacists – rather than pharmacies – is increasing. Even if you are not at fault, a lawsuit can cripple you financially and tarnish your reputation. The on-staff pharmacist-attorneys at Pharmacists Mutual follow current legislation and litigation that may affect your practice of pharmacy and insurance needs. When you consider the cost of just one claim against you, the cost of coverage provided by your policy is minimal. As an employed pharmacist, retiree or pharmacy student, you owe it to yourself to have the peace of mind that comes with complete professional liability coverage from Pharmacists Mutual.
Individual Pharmacy Technician Liability – recognized professionals need the assurance of professional liability insurance to protect against possible lawsuits. The Pharmacists Mutual individual professional liability policy for pharmacy technicians can provide that protection.
Homeowners/Renters – this broad policy provides property and liability coverage for your home, townhouse, condo or apartment. Replacement cost can be included for your personal property. Scheduled coverage is available for jewelry, furs, silverware, fine arts and other valuable items. Ask about our homeowners/personal automobile package discount.
Rental Property – property and liability coverage is available for personally owned rental dwellings. The policy can include personal property and loss of rental income coverage.
Automobile – this policy provides coverage for your personal automobile(s). Accident-free safe driver, loyalty, full payment, multi-car, as well as driver and vehicle specific premium discounts are available.
Boatowners – this program covers many types of personal watercraft including power boats, sailboats, and jet skis.
Personal Umbrella – an Umbrella Policy provides an extra layer of protection above your personal insurance liability limits. Obtain excess liability limits of $1,000,000 or more over your personal policies such as homeowners, automobile and boatowners coverage. With lawsuits being more prevalent today, the Umbrella Policy helps guard your assets. Our policy is unique as it can provide excess individual pharmacist professional liability coverage.
This is not a contract for coverage. Policy language controls.