What is liability and how can it impact you and your business?

One of the most significant words in the field of law "liability," means legal responsibility for one's acts or omissions. The failure of a person or entity to meet that responsibility leaves him or her open to a lawsuit, or a claim, for any resulting damages.

This requires evidence of duty to act, the failure to fulfill that duty and the connection (proximate cause) of that failure to some injury or harm to the plaintiff/claimant.

Failure to insure this risk will expose oneself to personal or corporate responsibility for defense costs and any damages that may be awarded to the plaintiff.

It is our hope that the information you find in this section will enable you to become better informed on some best practices to implement in the hopes of minimizing this risk and possibly reduce the amount of damages should a loss occur.

Premises - Harm to others and their property.

Auto - Operating vehicles on company business.

Products and Services - The things you sell, service and rent.