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Pharmacists Mutual Pharmacists Life Pro Advantage Services

Gift and Card Stores 

Secure Peace of Mind with
the Pharmacists Mutual Insurance Solutions.

Let us guide you to an
exclusive program designed
for gift and card stores by
the insurance professionals
who have been in business
since 1909. 

 

Our PhMIC Insurance Solutions program is designed for your specialty store at an affordable premium. It provides a Businessowners Policy with coverage for your building, as well as business personal property and general liability, including products liability exposures.

Insurance Solutions includes extensions of coverages and limits, such as seasonal increase for property, back-up of sewers and drains, and earnings from dependent locations. This exclusive program is provided by a financially strong, “A” (Excellent) rated Iowa-based insurance company.

The trademarks of Pharmacists Mutual Company include the following:

  • A local representative to provide personal service
  • A single source for insurance protection
  • Competitive rates
  • Claims service that we think is exceptional

To secure financial peace of mind, trust the company that provides a wide range of insurance coverages and programs along with exceptional customer service for the gift and card store industry.

 This is not a contract for coverage. Policy language controls.

 

Risk Management tools to help control your losses

Risk Assessment Tools
Including safety inpection checklists.

Model Policy & Procedure Templates 
Use these policies as provided, or tweak them to meet your needs.

In-service Training Assistance
Let us help train your workforce.

 

"My company, J's Hallmark, a 25 store chain located in Texas and Oklahoma, has used Pharmacists Mutual Insurance as our insurance provider for the last fifteen years.  PhMIC has very competitive rates, excellent service on claims and the most comprehensive policy covering the unique needs of gift or card stores that I have found." 

Jay Orr, President of J & J Card Inc., Midwest City, Oklahoma