Pharmacists
Because one mistake is all it takes! Coverage for pharmacists – written by pharmacists.
Pharmacy is a rapidly changing profession which goes beyond the traditional dispensing function into areas of patient consultation, drug product selection and patient profiles. The pharmacist of today is a dispenser of drug information as well as drug products. These new and challenging areas of practice bring a proportional increase in professional liability exposure. Our professional policy meets the needs of today’s pharmacist.
The Pharmacists Mutual Individual Pharmacist Professional Liability Policy is specifically designed as excess coverage, yet it can become your first line of defense when no other coverage is available. We believe it is the best available. It offers additional protection for you above that provided by your employer. You are covered 24 hours a day anywhere in the United States, its territories and possessions, Canada or Puerto Rico.
If you are a hospital, community, consultant, clinical, long-term care or nuclear pharmacist – this is the policy for you! This policy covers:
Interpretation, evaluation, preparation and dispensing of prescription orders
Participation in drug and device selection (including, where permitted by law, prescribing by protocol, agreement or collaborative practice or the prescribing of legally recognized pharmacist-class of drugs or devices).
Administering of drugs, including immunizations, where permitted by law
Drug regimen reviews
Drug or drug-related research
Medication consulting and patient counseling which are related to drugs, medical devices or medical conditions
Compounding
Storage of drugs and devices
Maintenance of proper records for drugs and devices
Pharmaceutical care and other services of a professional nature legally performed by a registered pharmacist
All expenses incurred by us
All costs taxed against you in any suit defended by us
Interest occurring after a judgment is entered in any suit we defend
Premiums on bonds required of you because of the suit
Up to $10,000 reimbursement of your attorney fees for representation at Board of Pharmacy hearings and depositions
Loss of wage or salary – because of your attendance at hearings or trials, up to $500 per day, not to exceed $20,000 maximum
Because one mistake is all it takes, you owe it to yourself to have the reassurance that comes with complete professional liability coverage from Pharmacists Mutual.