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Pharmacists Mutual Pharmacists Mutual Insurance Pro Advantage Services

Whole Life

The Whole Life policy is paid annually and provides a level death benefit to age 121. Cash values are 100% guaranteed.

The Whole Life policy is a great way to provide permanent protection for your family at a lower cost. 

Specifications

The issue age for this product is age 14 days to age 85 with a $10,000 minimum face amount.

Premiums

Premiums are payable throughout the life of the insured to age 121.  Payment options of Annual, Semi-Annual, Quarterly and Monthly (EFT) are available for your convenience. 

Riders available for an additional cost and subject to underwriting:

  • Disability Waiver of Premium
  • Accidental Death Benefit
  • Child Rider
  • Other Insured one (1) and ten (10) year
  • Primary Insured one (1) and ten (10) year
 

Benefits

  • 100% guaranteed cash value
  • Availability to take policy loan
  • Premiums do not increase with age
  • Non-forfeiture options are available to retain benefits if the owner is unable to pay
  • Cash value can be used at retirement to provide income
  • Insurability is protected