Risk Management
| Risk management assistance at Pharmacists Mutual is based on the widely accepted American Management Association problem solving model. |
The five steps in the risk management process are:
1. Identifying your risks,
2. Analyzing those risks,
3. Deciding how to handle those risks (i.e., buy insurance, use loss control, or avoidance),
4. Implementing the chosen method(s), and
5. Monitoring success or failure. |
Pharmacists Mutual risk management staff can assist you through that process for most of the risks you may encounter. |
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Pharmacists Mutual has two distinct areas of expertise in the risk management field. The first is general, property/casualty risk management and the second specializes in pharmacy professional liability risk management. |
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Risk Management /Loss Control Services
| The property/casualty category staff deals with property protection, general liability issues and vehicle driver exposures, all from a personal and commercial perspective. Also included are safety and cost containment services important in controlling workers compensation costs for business. |
Pharmacists Mutual has entered into a business relationship with HR-OneSource, a nationally known company that provides human resources information and assistance to clients. By creating the business partnership with HR-OneSource, we can now offer our policyholders the state-specific and up-to-date information in HR-OneSource’s databank.
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If your business is a Pharmacists Mutual Business Owners, Commercial Package Policy, and/or Workers Compensation policyholder, and you would like help in these sensitive HR matters, please click on this icon and enter your Pharmacists Mutual customer number. This will take you to the guest login page to preview the HR-OneSource website on a limited basis.
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If you want to subscribe to the HR-OneSource website, select the sign-up link in the bottom right hand corner of the page and enter your contact and payment information. This will grant you access to the website for one year.
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| | Periodically, we will be posting fresh “Risk Management Tips You Can Use” at this link. These may address personal matters of risk management or commercial/business items. They may not be pertinent to your situation every time, but check back from time to time – there are sure to be some that will give you ideas on how to management the risks that you face. |
| Risk Assessment Tools
| | Model Policy Templates
- Crime
- Commercial Automobile
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In-service Training Assistance
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Workplace Safety Consultations & Audits
- Facility Inspections
- Review of Policies and Procedures
- Job safety Analysis
- Assistance in Implementing a Safety & Health Program
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Risk Management Newsletter
View current and past issues of Pharmacists Mutual's semi-annual newsletter. "Risk Management in Pharmacy". | |
Safety & Health
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For help or more information on any of the above subjects,
contact Jack Williams at 800-247-5930 extension 7229 or jack.williams@phmic.com. |
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Focus on Professional Liability Risk Management
| In pharmacy, each pharmacist and pharmacy manager serves as a risk manager. |
By using the risk management process and applying one or more techniques to controlling or eliminating the risk, you can prevent potential lawsuits or reduce their severity or at least reduce the financial loss to you or your business.
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Notice - To report a claim, call 800-247-5930. This is not a claims reporting site. You cannot electronically report a claim to us. |
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808 Highway 18 West • P.O. Box 370 • Algona, Iowa 50511
800-247-5930 • Fax 515-295-9306
© 2008, Pharmacists Mutual
Companies, All Rights Reserved.
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