April 3, 2020

 

Pharmacists Mutual is always with you – especially during your time of need. We are providing premium deferral to members impacted by the COVID-19 pandemic.

Payment requirements on policies written with other insurance companies through our agency, PMC Advantage Insurance Services, Inc., will be determined by those companies.

For payments due on Pharmacists Mutual Insurance Company, Chiron Insurance Company, and Rx Life policies (administered by Pharmacists Mutual), please continue to your particular state below:

 

For members with insurance policies issued in Alaska

What does this mean for you?
If you are a member in Alaska, we will comply with Bulletin B 20-08. This means we will suspend non-pay cancellations from March 18, 2020 until June 1, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until June 1, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Alaska will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Arkansas

What does this mean for you?
If you are a member in Arkansas, we will comply with Bulletin 6 2020. This means that if you have been diagnosed with COVID-19, we will suspend non-pay cancellations from March 11, 2020 until May 10, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 10, 2020. You must contact us and provide evidence of your COVID-19 diagnosis to receive this consideration.

Who qualifies?

All members in Arkansas with a COVID-19 diagnosis may receive this consideration. You must contact us and provide evidence of your diagnosis.

 

For members with insurance policies issued in Connecticut

What does this mean for you?
If you are a member in Connecticut, we will comply with Executive Order 7S. This means you will be granted a grace period for premium payment upon request. You are still obligated to pay the full premium owed, but this obligation is delayed until June 1, 2020. You must contact us to receive this consideration.

Who qualifies?

All members in Connecticut may receive this consideration. You must contact us to receive this consideration.

 

For members with insurance policies issued in Delaware

What does this mean for you?
If you are a member in Delaware, we will comply with Bulletin 116. This means we will suspend non-pay cancellations from March 13, 2020 until May 15, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 15, 2020.

Who qualifies?

All members in Delaware will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Georgia

What does this mean for you?
If you are a member in Georgia, we will comply with Directive 20-EX-5. This means that any non-pay cancellations of commercial policies will be suspended from March 20, 2020 until May 19, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 19, 2020. You need not contact us to receive this consideration.

Who qualifies?

All members in Georgia will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Louisiana

What does this mean for you?
If you are a member in Louisiana, we will comply with Emergency Rule 40. This means we will suspend non-pay cancellations from March 12, 2020 until May 12, 2020, unless the Governor lifts the State of Emergency earlier. You are still obligated to pay the full premium owed, but this obligation is delayed until May 12, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Louisiana will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Mississippi

What does this mean for you?
If you are a member in Mississippi, we will comply with Bulletin 2020-03. This means we will suspend non-pay cancellations from March 24, 2020 until May 23, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 23, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Mississippi will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in New York

What does this mean for you?
If you are a member in New York, we will comply with Executive Order 202.13. This means we will suspend non-pay cancellations from March 29, 2020 until May 28, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 28, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in New York will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in North Carolina

What does this mean for you?
If you are a member in North Carolina, we will comply with Bulletin 20-B-06. This means you have the option to defer payments for 30 days. This option is available until April 26, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until April 26, 2020. You must contact us to receive this consideration.

Who qualifies?

All members in North Carolina who contact us and request it will receive this consideration. You must contact us to receive this consideration.

 

For members with insurance policies issued in Ohio

What does this mean for you?
If you are a member in Ohio, we will comply with Bulletin 2020-07. This means we will suspend non-pay cancellations from March 30, 2020 until May 29, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 29, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Ohio will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Oregon

What does this mean for you?
If you are a member in Oregon, we will comply with the order issued by the Insurance Commissioner on March 25, 2020. This means we will suspend non-pay cancellations from March 25, 2020 until April 23, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until April 23, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Oregon will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in Puerto Rico

What does this mean for you?
If you are a member in Puerto Rico, we will comply with Regulation Letter No. CN-2020-267-D. For those members with a policy inforce and a payment due-date between March 15, 2020 and March 30, 2020 your due-date will automatically be extended 30 days beyond the original due date. For those members where we have offered to renew your policy, we will extend the due date of your first payment for 30 days beyond the new term effective date. You need not contact us to receive this consideration.

Who qualifies?

All members in Puerto Rico will receive this consideration. You do not need to contact us.

 

Para miembros con pólizas de seguro expedidas en Puerto Rico

¿Qué significa esto para usted?

Si usted es miembro asegurado en Puerto Rico, cumpliremos con la Carta de Regulación No. CN-2020-267-D. Para aquellos miembros con una póliza en vigor y una fecha de vencimiento de pago entre el 15 de marzo de 2020 y el 30 de marzo de 2020, su fecha de vencimiento se extenderá automáticamente 30 días después de la fecha de vencimiento original. Para aquellos miembros asegurados con la opción de renovar su póliza, extenderemos la fecha de vencimiento de su primer pago a 30 días después de la nueva fecha de vigencia del plazo. No es necesario que se ponga en contacto con nosotros para recibir esta consideración.

¿Quién califica?

Todos los miembros asegurados en Puerto Rico recibirán esta consideración. No es necesario que se ponga en contacto con nosotros

 

For members with insurance policies issued in Washington

What does this mean for you?
If you are a member in Washington, we will comply with Emergency Order No. 20-03. This means we will provide a grace period for non-payment of premium and waive late fees and reinstatement fees between March 25, 2020 and May 9, 2020. You are still obligated to pay the full premium owed, but this obligation is delayed until May 9, 2020. You do not need to contact us to receive this consideration.

Who qualifies?

All members in Washington will receive this consideration. You do not need to contact us.

 

For members with insurance policies issued in West Virginia

What does this mean for you?
If you are a member in West Virginia, we will comply with Emergency Order 20-02. This means we will provide a grace period for non-payment of premium if the reason for non-payment is a result of circumstances stemming from the COVID-19 pandemic. You are still obligated to pay the full premium owed, but this obligation is delayed until this order expires. You must contact us to receive this consideration.

Who qualifies?

All members in West Virginia who contact us, request this consideration, and are affected by COVID-19 will receive it. You must contact us.

 

For members with insurance policies issued in other jurisdictions

What does this mean for you?
Upon request, payments due on Pharmacists Mutual Insurance Company, Chiron Insurance Company, and Rx Life policies (administered by Pharmacists Mutual) may be deferred to provide extra time to work through this crisis. If you take advantage of this grace period, your policy will remain in place without coverage disruption or cancellation. You are still obligated to pay the full premium owed, but this obligation may be delayed.

If you are set up for automatic Electronic Fund Transfer (EFT) or PhMIC scheduled payments through our online payment system, those payments will continue to be processed as arranged. However, upon request, we will not assess fees if your account has insufficient funds during the deferral period. If you would like to have your automatic payment temporarily suspended, please call 800.247.5930 ext. 4120.

Who qualifies?

All members who do NOT have a late or reinstatement fee on their account qualify for this deferral.

 

If you qualify and would like to request premium deferral, please call our member services team at 800.247.5930

Our thoughts are with you and your family. We hope we can provide some much-needed relief during this challenging time. Thank you for trusting us with your important insurance coverage needs.