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Risk Management Center Sweepstakes

Win a $2500 Delta Travel Voucher

Pharmacists Mutual Risk Management Center (RMC)
 Travel Voucher Sweepstakes
Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN

Purchase does not increase chance of winning.

The prize: $2,500 Delta Travel Voucher (Value $2,500) No cash or other prize substitution permitted. The prize is nontransferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner.

How to enter: You may enter the Pharmacists Mutual Risk Management Travel Voucher Sweepstakes by completing the first three steps:

  1. Be a commercial insured of Pharmacists Mutual Insurance Company
  2. Have a current account within the Pharmacists Mutual Member Portal 
    1. Members may sign up for the Pharmacists Mutual Member portal at https://member.phmic.com 
  3. Sign up for the Risk Management Center (RMC)
  4. For additional entries in the sweepstakes, enter the RMC and complete an activity. For each completed activity an additional entry will be entered, up to a maximum of four (4) additional entries. (One session is counted by logging into and out of the RMC. One activity is counted by accessing a resource within the RMC)  

A maximum of five (5) entries will be allotted per policyholder’s account and must be completed during the timeframe outlined in the sweepstakes Terms and Conditions. All entries become the exclusive property of Pharmacists Mutual Insurance Company and will not be acknowledged.

Terms and Conditions 

  1. Sweepstakes entries are limited to Pharmacists Mutual Insurance Company members. All federal, state and local laws and regulations apply. Subject to any governmental approval that may be required, Pharmacists Mutual reserves the right to, without prior notice and at any time, terminate the Sweepstakes, in whole or in part, or modify the Sweepstakes in any way, should any factor interfere with its proper conduct as contemplated by these Official Rules. Sweepstakes will begin on September 1, 2018 and will end on December 31, 2018.  
  2. Eligibility. Must be at least 18 years of age and be a Pharmacists Mutual Insurance Company member to be eligible to win.  Employees, officers, or directors of Pharmacists Mutual Insurance Company, its affiliates or subsidiaries, and their children, parents, spouse, and members of their household are ineligible to participate. No purchase or online entry necessary. A purchase does not enhance your chance of winning. If you have already completed the steps listed above prior to the beginning of the sweepstakes, you are still eligible to win. 
  3. Effective date of entries. One (1) entry will be granted to each enrollee on the day of the last login/activity recorded within the RMC, with a maximum of five (5) entries. You are responsible for any costs of entering, including online access charges and long distance telephone charges. 
  4. Selection of winners. One (1) winner will be determined by random drawing from all eligible entries received. The drawing will be held as soon as is commercially reasonable. Winners must agree to the use of their names, voices, and/or likeness for the purpose of advertising, trade, or promotion without further compensation, unless prohibited by law. 
  5. Notification of winners. Sweepstakes winner will be notified by email from Pharmacists Mutual Insurance Company. If not by email then by phone or mail, if applicable. An email will be sent to the winner within one week after the drawing. All decisions are final and binding. Should the email be returned to Pharmacists Mutual Insurance Company as invalid, two more attempts will be made via email and one by regular mail, if applicable. To claim their prize, winner must contact Pharmacists Mutual Insurance Company within five (5) calendar days from the date the notification is sent. Failure to contact Pharmacists Mutual Insurance Company within that five (5) day period will result in immediate disqualification of the selected entrant and a new winner will be selected. No exceptions will be made to this rule. Pharmacists Mutual Insurance Company is not responsible for and shall not be liable for late, lost, misdirected, or unsuccessful efforts to notify winners. 
  6. Odds of winning. The odds of winning this drawing will be determined by the number of eligible entries received. 
  7. Disputed Entry. In the event of a dispute regarding who submitted an online entry, the entry will be deemed submitted by the authorized account holder of the email account. 
  8. Other conditions. Pharmacists Mutual Insurance Company, its agents and representatives, its companies, affiliates, subsidiaries, advertising, promotion and fulfillment agencies and legal advisors are not responsible for and will not be liable for (I) late, lost, damaged, misdirected, incomplete, unintelligible or postage due entries; (II) telephone, electronic, hardware or software program, network, internet or computer malfunctions, failures or difficulties of any kind; (III) failed, incomplete, garbled or delayed computer transmissions; (IV) any condition caused by events beyond the control of Pharmacists Mutual Insurance Company that may cause Sweepstakes to be disrupted or corrupted; (V) any injuries losses or damages of any kind arising in connection with or as a result of the Sweepstakes, or from participation in the Sweepstakes; or (VI) any printing or typographical error in any material associated with the Sweepstakes.  
  9. Indemnification. You agree to release and hold Pharmacists Mutual Insurance Company, its employees, officers, directors, shareholders, agents, representatives, parent companies, affiliates, subsidiaries, advertising, promotion and fulfillment agencies, and legal advisors, harmless from any and all losses, damages, rights, claims and actions of any kind in connection with the Sweepstakes, including without limitation, personal injury, death and property damage, and claims based on publicity rights, defamation or invasion of privacy. You understand that you are providing your information to Pharmacists Mutual Insurance Company.
  10. Choice of law. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of you and Pharmacists Mutual Insurance Company in connection with the Sweepstakes, will be governed by, and construed in accordance with, the substantive laws of the state of Iowa.  
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